TWD Deposit Interest Rate
Items
Demand Deposit
Last update：
Unit：Annul Int. Rate %
| Items | Period Title | FixedRate Title | FloatRate Title |
|---|---|---|---|
| Demand Deposit | - | - | - |
| Demand Savings Deposit | - | - | - |
| Payroll Deposit（balance under $1,000,000） | - | - | - |
| Payroll Deposit（balance over $1,000,000） | - | - | - |
| Demand savings deposit - Campaign（only for account balance under $100,000 on the day） | - | - | - |
| Demand savings deposit - Campaign（balance under $1,000,000） | - | - | - |
| Securities Trading Account | - | - | - |
Time Desposit
Last update：
Unit：Annul Int. Rate %
| Term | Fixed Rates | Floating Rates |
|---|---|---|
| 1 month | - | - |
| 2 months | - | - |
| 3 months | - | - |
| 4 months | - | - |
| 5 months | - | - |
| 6 months | - | - |
| 7 months | - | - |
| 8 months | - | - |
| 9 months | - | - |
| 1 year | - | - |
| 2 years | - | - |
| 3 years | - | - |
| 13 months | - | - |
Negotiable Certificate of Deposit
Last update：
Unit：Annul Int. Rate %
| Term | Fixed Rates |
|---|---|
| 1 month | - |
| 2 months | - |
| 3 months | - |
| 4 months | - |
| 5 months | - |
| 6 months | - |
| 9 months | - |
| 1 year | - |
Time Savings Deposit
Last update：
Unit：Annul Int. Rate %
| Term | Fixed Rates | Floating Rates |
|---|---|---|
| 1 year | - | - |
| 2 years | - | - |
| 3 years | - | - |
| 13 months | - | - |
Time Deposit (balance over $3,000,000)
Last update：
Unit：Annul Int. Rate %
| Term | Fixed Rates | Floating Rates |
|---|---|---|
| 1 month | - | - |
| 2 months | - | - |
| 3 months | - | - |
| 4 months | - | - |
| 5 months | - | - |
| 6 months | - | - |
| 7 months | - | - |
| 8 months | - | - |
| 9 months | - | - |
| 1 year | - | - |
| 13 months | - | - |
| 2 years | - | - |
| 3 years | - | - |
Time Saving Deposit (balance over $3,000,000)
Last update：
Unit：Annul Int. Rate %
| Term | Fixed Rates | Floating Rates |
|---|---|---|
| 1 year | - | - |
| 13 months | - | - |
| 2 years | - | - |
| 3 years | - | - |
Chunghwa Post Co., Ltd. Floating Rate of Time Deposit (balance under $5,000,000)
Last update：
Unit：Annul Int. Rate %
| Term | Fixed Rates |
|---|---|
| The period between One to Two years | - |
| The period between Two to Three years | - |
TWD Special Project Interest Rates (Deposit)
本利率表謹供參考，實際利率以約定當時利率為準。
指定到期日之定期存款，其利率係按實際存滿月數之相當期別同性質存款牌告利率計息，如無該期別之牌告利率則依較低期別牌告利率計息。
本行另提供語音查詢、傳真回覆系統，請臨櫃辦理。
本行「臺幣存款計息方式」如下：
活期性存款：
按日計息，並以365天為計息基礎。
每日存款餘額之和(即總積數)先乘其年利率，再除以365即得利息額。
以自動化設備(ATM)或網路銀行等方式於營業時間外(含假日)辦理現金、轉帳及匯款存入、提領之活期性存款，皆於存入、提領當日開始計息，當日之切換點，以24:00為基礎。
定期性存款：
未存滿一個月不予計息。
足月部份按月計息，即本金乘年利率、月數，再除以12即得利息額。
不足月之畸零天數部份，按日計息，即乘年利率再除以365即得每日利息額。
自91年9月1日起活期存款每日最終餘額未達臺幣1萬元，活期儲蓄存款每日最終餘額未達臺幣5千元者不予計息。