In line with the Equator Principles 4.0 and the credit guidelines for members incorporating the Equator Principles 4.0 issued by the Banking Association, Mega Bank has formulated the " Guidelines for Loans Applicable to the Equator Principles ", revised the "Management Guidelines for Project Financing", and also established an "Environmental and Social Risk Team" to be responsible for the environmental and social risk assessment of the Equator Principles cases, and to formulate environmental and social risk review report. The risk review report is submitted to the authority level for review and approval to ensure that the case meets the requirements of the Equator Principles, environmental and social regulations, to fulfill the social responsibilities of the bank.

When accepting credit applications from corporate customers, the bank's business units should fill out the "Equator Principles Applicability Check" in the e-loan credit management system to determine whether the credit case falls within the scope of the Equator Principles. If the case is deemed applicable, the bank’s business units should inform the customer of the content and regulations of the Equator Principles and confirm their willingness to comply with the various requirements of the Equator Principles during the term of the credit facility. If the customer is unable to commit to complying with the Equator Principles regulations, the credit application should be politely declined.