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Time Savings Deposit

Types

  • Round-amount savings
  • Withdrawals of interest savings
  • Regular deposits

Shortest/Longest duration

Foreigner (individual)
Foreign passport bearing legal entry visa (or stamp) or identification certificate for overseas Chinese issued by Overseas Compatriot Affairs Commission, and also the "Record of ID No. in the Republic of China" issued by Immigration Office National Police Agency of the Ministry of Interior or foreign affairs divisions (sections) of police offices of the various municipalities and counties (cities).

Duration of deposit

One year, 13 months, two years or three years.

Minimum deposit for opening a new account

  • Round-amount savings:NT$10,000
  • Withdrawals of interest savings:NT$10,000
  • Regular deposits:The deposit per term shall be no less than NT$1,000

Accrued interest and receipt of interest

  • Round-amount savings: Accruing based on compound rate, and principal with accruing interest receivable in full upon maturity.
  • Withdrawals of interest savings: Interest receivable on a monthly basis (alternatively, on a yearly basis, in the case of the deposit of more than one year); the principal is receivable upon maturity.
  • Regular deposit: Accruing based on compound rate, and principal with interest accrued is receivable in full upon maturity.
The contract for the deposit may be terminated before maturity and 90% of the principal may be pledged. Customers may apply for automatic roll over.
Open a Mega Account
You can find a branch near you or call 0800-016168.