個人金融Personal banking | 存款/國外匯兌業務 Deposit/Foreign Exchange Business
外匯存款業務 Deposit FOREX Business
 
幣別 Currencies:
包括美元、澳幣、加拿大幣、港幣、英鎊、瑞士法郎、日幣、歐元、紐西蘭幣、新加坡幣、南非幣、瑞典幣等十二種幣別。
U.S. Dollar, Australian Dollar, Canadian Dollar, Hong Kong Dollar, British Pound, Swiss Franc, Japanese Yen, EURO, New Zealand Dollar, Singapore Dollar, South African Rand and Swedish Krona.
 
應備証件 Required certificates:
自然人 Natural person:
  本國人
Native:
國民身份證及第二輔助證件(如健保卡、護照、駕照或學生證等)。
national ID card and secondary certificates (such as health insurance card, passport, driver's license or student's ID card).
  外國人Foreigner: (a) 外僑居留證或台灣地區居留證及護照。
Alien residence permit, or Taiwan residence permit and passport.
(b) 護照(無外僑居留證或台灣地區居留證者)及中華民國統一證號基本資料表。
Passport (if the person does not have an alien residence permit or Taiwan residence permit) and "Record of ID No. in the Republic of China".
  港澳居民Hong Kong and Macao residents: 台灣地區入出境許可證及中華民國統一證號基本資料表。
Taiwan entry permit and "Record of ID No. in the Republic of China".
  大陸人士PRC nationals: (a) 台灣地區居留證。Taiwan residence permit.
(b) 台灣地區入出境許可證。Taiwan entry permit.
(c) 持內政部核發出(a)、(b)兩項以外之證件。
Certificates issued by the Ministry of Interior other than the certificates referred to in the said (a) and (b) items.
(d) 中華民國統一證號基本資料表。
"Record of ID No. in the Republic of China".
 
1.外匯活期存款Demand Deposit FOREX:
(1) 開戶金額及起息標準
Minimum deposit for opening an account and interest calculation:
 
幣別 Currency 金額 Amount
美元 USD 100
澳幣 AUD 150
加幣 CAD 150
港幣 HKD 800
英鎊 GBP 100
瑞士法郎 CHF 150
日幣 JPY 15,000
歐元 EUR 100
紐幣 NZD 200
新幣 SGD 200
南非幣 ZAR 800
瑞典幣SEK 800
(2) 其他服務Other services:
可申請於本行各營業單位代理收付款。
You may apply for Bank's business units to collect and make payments on your behalf.
 
2.外匯綜合活期存款Comprehensive Demand Deposit FOREX:
此種存款係多種外幣共用一個帳號、一本存摺,存提各種本行有利率掛牌之外匯(目前有十二種),存戶並可進行不同外匯間之轉換以賺取匯兌收益。
This deposit allows multiple types of foreign currencies traded at the Bank (currently there are 12 types of foreign currencies) to be deposited and withdrawed under one account number and one passbook. Depositor may earn foreign exchange income from conversion between different foreign currencies.
(1) 開戶金額及起息標準
Minimum deposit for opening an account and interest calculation:
 
幣別 Currency 金額 Amount
美元 USD 100
澳幣 AUD 150
加幣 CAD 150
港幣 HKD 800
英鎊 GBP 100
瑞士法郎 CHF 150
日幣 JPY 15,000
歐元 EUR 100
紐幣 NZD 200
新幣 SGD 200
南非幣 ZAR 800
瑞典幣SEK 800
(2) 其他服務Other Services:
可申請於本行各營業單位代理收付款。
You may apply for Bank's business units to collect and make payments on your behalf.
 
3.外匯定期存款Time Deposit FOREX:
(1) 存款期限Term:

二至六日、一週、二週、三週、一個月、三個月、六個月、九個月及一年及介於上述期間之零星月期及零星日期(即指定到期日)存款等多種。
2 days to six days, one week, two weeks, three weeks, one month, three months, six months, nine months and one year, and odd months and days between the said terms (namely, designated maturity date) and so on.
(2) 開戶金額及起息標準Minimum deposit for opening an account:
 
幣別 Currency 金額 Amount
美元 USD 1,000
澳幣 AUD 1,500
加幣 CAD 1,500
港幣 HKD 8,000
英鎊 GBP 600
瑞士法郎 CHF 1,500
日幣 JPY 150,000
歐元 EUR 1,000
紐幣 NZD 2,000
新幣 SGD 2,000
南非幣 ZAR 8,000
瑞典幣SEK 8,000
(3) 領息方式Receipt of interest:
可約定按月領息或到期一次領取。
You may agree on receipt of interest on a monthly basis or in lump sum upon maturity.
(4) 本存款可辦理中途解約,或依本行核定成數範圍內辦理質借,並可申請自動轉期(指定到期日之外匯定期存款不受理自動轉期)。
The deposit may be terminated prior to maturity date or pledged at the percentage authorized by the Bank. You may apply for automatic roll over (time deposit FOREX with a designated maturity date will not allow automatic roll over).