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存款業務外匯業務貸款業務信用卡業務一般晶片金融卡VISA晶片金融卡金融卡消費扣款與
財金跨國提款
線上融資薪轉戶整合行銷優惠

國內存款業務

支票存款Check Deposits:

  1. 應備證件 Required Certificates:

    身分證及第二輔助證件(如健保卡、護照、駕照或學生證等)。

    ID card and secondary certificates (e.g. health insurance card, passport, driver's license or student's ID card, etc.).

  2. 開戶金額 Minimum deposit for opening a new account:

    最低新台幣一萬元。

    No less than NT$10,000.

活期存款Demand Deposit:

  1. 應備證件 Required certificates:
    1. 身分證及第二輔助證件(如健保卡、護照、駕照或學生證等)。

      ID card and secondary certificates (e.g. health insurance card, passport, driver's license or student's ID card, etc.).

    2. 外國人Foreigner (individual):

      合法入境簽證(或戳記)之外國護照或僑務委員會所核發之華僑身分證明書,及須領有內政部警政署入出境管理局或各直轄市、縣(市)警察局外事科(課)核發之「中華民國統一證號基資表」。

      Foreign passport bearing legal entry visa (or stamp) or identification certificate for overseas Chinese issued by Overseas Compatriot Affairs Commission, and also the "Record of ID No. in the Republic of China" issued by Immigration Office National Police Agency of the Ministry of Interior or foreign affairs divisions (sections) of police offices of the various municipalities and counties (cities).

  2. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一千元。

    No less than NT$1,000

  3. 起息金額Deposit with accrued interest:

    新台幣一萬元。

    NT$10,000.

  4. 其他服務Other services:
    1. 可申請金融卡或金融信用卡(具提款及刷卡消費功能)。

      You may apply for ATM card or Combo card (with the function of making withdrawal and credit purchase).

    2. 可申請於本行各營業單位代理收付款。

      You may apply for the Bank's business units to collect and pay bills on your behalf.

    3. 可申請各項電子化金融服務。

      You may apply for the various e-financial services.

    4. 可申請金融卡或金融信用卡(具提款及刷卡消費功能)。

      You may apply for ATM card or Combo card (with the function of making withdrawal and credit purchase).

活期儲蓄存款Demand Savings Deposit:

  1. 應備證件 Required certificates:
    1. 身分證及第二輔助證件(如健保卡、護照、駕照或學生證等)。

      ID card and secondary certificates (e.g. health insurance card, passport, driver's license or student's ID card, etc.).

    2. 外國人Foreigner (individual):

      合法入境簽證(或戳記)之外國護照或僑務委員會所核發之華僑身分證明書,及須領有內政部警政署入出境管理局或各直轄市、縣(市)警察局外事科(課)核發之「中華民國統一證號基資表」。

      Foreign passport bearing legal entry visa (or stamp) or identification certificate for overseas Chinese issued by Overseas Compatriot Affairs Commission, and also the "Record of ID No. in the Republic of China" issued by Immigration Office National Police Agency of the Ministry of Interior or foreign affairs divisions (sections) of police offices of the various municipalities and counties (cities).

    3. 非營利法人Non-profit-making corporation:
      1. 登記證明文件

        Registration documents.

      2. 董事會議紀錄或公司章程或財務報表等。

        Minute of Board of Directors' Meeting or articles of incorporation or financial statements.

      3. 負責人身分證及其第二輔助證件。

        Responsible person's ID card and secondary certificates.

  2. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一千元。

    No less than NT$1,000.

  3. 起息金額Deposit with accrued interest:

    新台幣五千元。

    NT$5,000.

  4. 其他服務Other services:
    1. 可申請金融卡或金融信用卡(具提款及刷卡消費功能)。

      You may apply for ATM card or Combo card (with the function of making withdrawal and credit purchase).

    2. 可申請於本行各營業單位代理收付款。

      You may apply for the Bank's business units to collect and pay bills on your behalf.

    3. 可申請各項電子化金融服務。

      You may apply for the various e-financial services.

    4. 可申請代繳公用事業費、稅款或貸款本息。

      You may apply for automatic payment of utility bills, tax or principal and interest on loan on your behalf.

綜合(儲蓄)存款Comprehensive (savings) deposit:

  1. 應備證件Required certificates:
    1. 個人Native (individual):

      身分證及第二輔助證件(如健保卡、護照、駕照或學生證等)。

      ID card and secondary certificates (e.g. health insurance card, passport, driver's license or student's ID card, etc.).

    2. 外國個人Foreigner (individual):

      合法入境簽證(或戳記)之外國護照或僑務委員會所核發之華僑身分證明書,及須領有內政部警政署入出境管理局或各直轄市、縣(市)警察局外事科(課)核發之「中華民國統一證號基資表」

      Foreign passport bearing legal entry visa (or stamp) or identification certificate for overseas Chinese issued by Overseas Compatriot Affairs Commission, and also the "Record of ID No. in the Republic of China" issued by Immigration Office National Police Agency of the Ministry of Interior or foreign affairs divisions (sections) of police offices of the various municipalities and counties (cities).

  2. 開戶金額Minimum deposit for opening a new account:

    綜合存款最低新台幣一千元,綜合儲蓄存款新台幣一千元,定期(儲蓄)存款為一萬元。

    No less than NT$1,000 for comprehensive deposit; no less than NT$1,000 for comprehensive savings deposit; no less than NT$10,000 for time (savings) deposit.

  3. 起息金額Deposit with accrued interest:

    綜合存款新台幣一萬元,綜合儲蓄存款新台幣五千元,定期(儲蓄)存款新台幣一萬元。

    NT$10,000 for comprehensive deposit; NT$5,000 for comprehensive savings deposit; NT$10,000 for time (savings) deposit.

  4. 其他服務Other services:
    1. 本存款項下之定期性存款可辦理中途解約,或於本金九成範圍內辦理質借,並可申請自動轉期。

      The contract for time deposit may be terminated before maturity, or 90% of the principal may be pledged, and you may apply for automatic roll over.

    2. 可申請金融卡或金融信用卡(具提款及刷卡消費功能)。

      You may apply for ATM card or Combo card (with the function of making withdrawal and credit purchase).

    3. 可申請於本行各營業單位代理收付款。

      You may apply for Bank's business units to collect and pay bills on your behalf.

    4. 可申請各項電子化金融服務。

      You may apply for the various e-financial services.

    5. 可申請代繳公用事業費、稅款或貸款本息。

      You may apply for automatic payment of utility bills, tax or principal and interest on loan on your behalf.

定期存款Time Deposit:

  1. 應備證件Required certificates:
    1. 個人Native (individual):

      身分證及第二輔助證件(如健保卡、護照、駕照或學生證等),外國人須持有合法入境簽證(或戳記)之外國護照或僑務委員會所核發之華僑身分證明書。

      ID card and secondary certificates (e.g. health insurance card, passport, driver's license or student's ID card, etc.).

    2. 外國個人Foreigner (individual):

      合法入境簽證(或戳記)之外國護照或僑務委員會所核發之華僑身分證明書, 及須領有內政部警政署入出境管理局或各直轄市、縣(市)警察局外事科(課)核發之「中華民國統一證號基資表」

      Foreign passport bearing legal entry visa (or stamp) or identification certificate for overseas Chinese issued by Overseas Compatriot Affairs Commission, and also the "Record of ID No. in the Republic of China" issued by Immigration Office National Police Agency of the Ministry of Interior or foreign affairs divisions (sections) of police offices of the various municipalities and counties (cities).

  2. 存款期限Duration of deposit:

    最短一個月,最長三年。

    Minimum of one month and maximum of three years

  3. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一萬元。

    No less than NT$10,000.

  4. 計息Accrued interest:

    可選擇固定或機動利率計息。

    May opt for application of fixed or floating interest rate.

  5. 領息方式Receipt of interest:

    可選擇按月、按年或到期領取利息。

    May opt for receipt of interest on a monthly or yearly basis, or upon maturity.

  6. 本存款可辦理中途解約,或於本金九成範圍內辦理質借,並可申請自動轉期。

    The contract for the deposit may be terminated before maturity or 90% of the principal may be pledged, and you may apply for automatic roll over.

定期儲蓄存款Time Savings Deposit:

  1. 種類Types:

    整存整付、存本取息、零存整付。

    Round-amount savings, withdrawals of interest savings, regular deposits.

  2. 應備證件Required certificates:
    1. 個人Native (individual):

      身分證及第二輔助證件(如健保卡、護照、駕照或學生證等)。

      ID card and secondary certificates (e.g. health insurance card, passport, driver's license or student's ID card, etc.).

    2. 外國人 Foreigner (individual):

      合法入境簽證(或戳記)之外國護照或僑務委員會所核發之華僑身分證明書,及須領有內政部警政署入出境管理局或各直轄市、縣(市)警察局外事科(課)核發之「中華民國統一證號基資表」。

      Foreign passport bearing legal entry visa (or stamp) or identification certificate for overseas Chinese issued by Overseas Compatriot Affairs Commission, and also the "Record of ID No. in the Republic of China" issued by Immigration Office National Police Agency of the Ministry of Interior or foreign affairs divisions (sections) of police offices of the various municipalities and counties (cities).

    3. 非營利法人Non-profit-making corporation:
      1. 登記證明文件。

        Registration documents.

      2. 董事會議紀錄或公司章程或財務報表等。

        Minute of Board of Directors' Meeting or articles of incorporation or financial statements.

      3. 負責人身分證及其第二輔助證件。

        Responsible person's ID card and secondary certificates.

  3. 存款期限Duration of deposit:

    一年、十三個月、二年或三年。

    One year, 13 months, two years or three years.

  4. 開戶金額Minimum deposit for opening a new account:

    最低新台幣一萬元。

    No less than NT$10,000.

    1. 整存整付 Round-amount savings:

      最低新台幣一萬元。no less than NT$10,000.

    2. 存本取息 Withdrawals of interest savings:

      最低新台幣一萬元。 no less than NT$10,000.

    3. 零存整付 Regular deposits:

      每期存入之金額不得低於新台幣一千元。 the deposit per term shall be no less than NT$1,000.

  5. 計息及領息方式Accrued interest and receipt of interest:
    1. 整存整付Round-amount savings: 複利計息,到期本息一次領取。

      accruing based on compound rate, and principal with accruing interest receivable in full upon maturity.

    2. 存本取息Withdrawals of interest savings:按月領息(一年以上可選擇按年領息),到期領回本金。

      interest receivable on a monthly basis (alternatively, on a yearly basis, in the case of the deposit of more than one year); the principal is receivable upon maturity.

    3. 零存整付 Regular deposit:複利計息,到期本息一次領取。

      accruing based on compound rate, and principal with interest accrued is receivable in full upon maturity.

  6. 本存款可辦理中途解約,或於本金九成範圍內辦理質借,並可申請自動轉期。

    The contract for the deposit may be terminated before maturity or 90% of the principal may be pledged, and you may also apply for automatic roll over.